Property buyers toolkit

Congratulations! Taking the step to buy your first home is one of the biggest and most exciting decisions you'll make. Here at Asiabina, we are committed to building not just your house, but also your knowledge. The biggest hurdle for any first-time buyer is often securing that all-important home loan. Don't worry, we've broken down the process into simple, manageable steps for you.   🚀...

You've found your dream landed home in a beautiful community in Perak or Penang—a spacious design, a private garden, and a location that promises a better quality of life. The headline price and the mortgage look manageable. But before you sign the Sale and Purchase Agreement (SPA), an experienced home buyer knows that the sale price is only the beginning. For landed homes in Northern Malaysia,...

Buying a property in Malaysia involves navigating several legal concepts, and few are as critical as understanding the type of land title you will receive: Individual Title or Strata Title. This distinction is key, as it dictates your ownership rights, maintenance responsibilities, and even your lifestyle within the development.   What Defines the Title Type?   The core difference...

The LPPSA loan is a government-backed housing loan scheme that offers a fixed, competitive interest rate (currently 4% p.a. for most schemes) and allows for a high financing margin, often up to 100% or 105% of the property value, making homeownership highly accessible for public sector employees.3 It is available for a wide variety of purposes: Type 1: Buying a completed house.4Type 3: Buying a...